SIPL offers Unified Payments Interface (UPI) which  is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the “Peer to Peer” collect request which can be scheduled and paid as per requirement and convenience.

Mobile-first customisable design Developed to embrace the smartphone boom in India and customers shifting to digital and mobile-based solutions, the mobile phone has been defined as the primary device for payment authorization. This transforms the acquiring infrastructure requirements to make them simple, low-cost, and universal. Push and pull payments for innovative use-cases Payments can be initiated by either the sender (payer) or the receiver (payee).Available on feature phones and voice-based payments UPI functionality enables feature phone and voice-based payments. In essence, a user does not need to have a smartphone and internet connectivity to make a UPI payment